Let Kelly Preisser handle your appraisal

To a lot of people, an appraisal is simply one more thing on the break-sheet for a home purchase or refinance. While there are a growing number of automated home valuation methods that might appear more prudent than an appraisal, the majority of lenders still need a local expert because the stakes are so high. But is obtaining a mortgage the only reason to get an appraisal? Are there additional times when the services of a certified, independent real estate professional could be helpful? Absolutely.


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Let Kelly Preisser help you appeal your tax assessment in El Paso County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Kelly Preisser is your best evidence when building your case. At Kelly Preisser, we're capable of assisting you in disputing your tax assessment.

Let Kelly Preisser help you lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the property, almost all lenders ask homebuyers to buy an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Kelly Preisser will produce a statement regarding the value of your home, and the expense of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be an especially traumatic event for both parties, and it is often more complicated by the hard decision of who maintains the house. So both parties are entirely aware of the true market value of their home, it's a good idea to get an appraisal from Kelly Preisser, regardless of the circumstances.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Let Kelly Preisser assist you in relocating to or from El Paso County

We know the headaches associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information about any new sales or listings in their area that they want considered during our intensive process.

Don't sell out short or keep your home on the market too long.

A professional appraisal can help you make a more informed decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they are calculated on our efforts to complete the appraisal.

We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.